Terms of Service

1. Agreement to Terms

By accessing or using Veteran Property Network ("VPN," "we," "us," or "our"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Use License

2.1 Permitted Use

You are granted a limited, non-exclusive, non-transferable license to access and use our platform for personal or business purposes related to finding or listing housing.

2.2 Restrictions

You may not:

• Modify or copy the materials on our platform
• Use the materials for any commercial purpose without our consent
• Attempt to decompile or reverse engineer any software
• Remove any copyright or proprietary notations
• Transfer the materials to another person
• Use automated systems or bots to access the platform

3. User Accounts

3.1 Account Creation

To use certain features, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information
• Keep your password secure and confidential
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account

3.2 Account Termination

We reserve the right to suspend or terminate your account if you violate these Terms or engage in fraudulent, abusive, or illegal activity.

4. Property Listings

4.1 Listing Accuracy

Hosts who create property listings agree to:

• Provide accurate and truthful information
• Include clear, representative photos
• Disclose all material defects or issues
• Keep listing information up to date
• Honor pricing and terms as advertised

4.2 Prohibited Listings

You may not list properties that:

• Violate local zoning or rental laws
• Are unsafe or uninhabitable
• Discriminate based on protected characteristics
• Involve fraudulent or deceptive practices

5. Assumable Loans

5.1 Information Only

Information about assumable VA and FHA loans is provided for informational purposes only. We are not lenders and do not guarantee loan approval or specific terms.

5.2 Professional Advice

You should consult with qualified financial advisors, attorneys, and lenders before making any loan assumption decisions. We are not responsible for any financial decisions you make based on information on our platform.

6. Payments and Fees

6.1 Platform Fees

Certain features may require payment of fees. All fees are non-refundable unless otherwise stated. We reserve the right to change our fee structure with 30 days notice.

6.2 Third-Party Payments

Payments between users (such as rent or deposits) are conducted independently. We are not party to these transactions and are not responsible for payment disputes.

7. User Conduct

You agree not to:

• Harass, threaten, or abuse other users
• Post false, misleading, or fraudulent content
• Violate any local, state, or federal laws
• Infringe on intellectual property rights
• Distribute spam or unsolicited communications
• Attempt to circumvent platform fees
• Engage in discriminatory practices
• Share confidential information without authorization

8. Intellectual Property

8.1 Our Content

All content on VPN, including text, graphics, logos, and software, is our property and protected by copyright, trademark, and other intellectual property laws.

8.2 Your Content

You retain ownership of content you post, but grant us a worldwide, non-exclusive, royalty-free license to use, display, and distribute your content on our platform.

9. Disclaimers

10. Limitation of Liability

To the fullest extent permitted by law, VPN shall not be liable for:

• Indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Damages exceeding the amount you paid us in the past 12 months
• Issues arising from user interactions or transactions
• Third-party content or services

11. Indemnification

You agree to indemnify and hold harmless VPN and its affiliates from any claims, damages, losses, or expenses arising from your use of the platform, violation of these Terms, or infringement of any rights of others.

12. Dispute Resolution

12.1 Arbitration

Any disputes arising from these Terms shall be resolved through binding arbitration in Arlington, Virginia, in accordance with the American Arbitration Association rules.

12.2 Class Action Waiver

You agree to resolve disputes on an individual basis and waive any right to participate in class action lawsuits.

13. Governing Law

These Terms are governed by the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions.

14. Changes to Terms

We may modify these Terms at any time. Continued use of the platform after changes constitutes acceptance of the modified Terms. Material changes will be communicated via email or platform notification.

15. Contact Information

For questions about these Terms, please contact us: